The Malawi Lake Basin Programme (MLBP) is a sustainable rural livelihoods development program being implemented by a consortium of five organizations; We Effect, Farmers Union of Malawi (FUM), National Smallholder Farmers’ Association of Malawi (NASFAM), and Malawi Union of Savings and Credit Co-operatives (MUSCCO) and Vi-Agro forestry. MUSCCO is leading in financial services provision and financial literacy through Village Savings and Loans Associations which lead to Community SACCOs’ formation and strengthening.